425 Spencer Street

Toledo, OH
$ 89,900 Beds 3 Baths 1 Sq 1,132
Monthly Estimate* How much can I afford?

Come on Investors! Here's your chance to own a three bedroom two-story house already rented. Corner lot no windows and updated bathroom. Just minutes from downtown

Active

  • Price
  • $ 89,900
  • City
  • Toledo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Lucas
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.08 Acres
  • Zip
  • 43609
  • Sqr Footage
  • 1,132
  • Year Built
  • 1902
  • Style
  • MLS#
  • 10006379
Listed By: Marlin Winchester with Key Realty LTD - 419-777-5391
Data Source: Northwest Ohio REALTORS® (NORIS)

Features

General

Living Area 1132
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling None
Utilities Electricity Available,Electricity Connected,Electricity Not Available,Natural Gas Available,Natural Gas Connected,Sewer Connected,Water Available,Water Connected
Possession Close Of Escrow,Subject To Tenant Rights
Roof Asphalt
Appliances Gas Range,Gas Range Connection
Garage Spaces 2
Architectural Style Traditional
Construction Materials Aluminum Siding
Year Built 1902
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 09-01854
County Lucas
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Kellys Sub
Garage Y/N true
Other Structures Garage(s)
Total Rooms 6
Full Baths 1
Status Active
Directions South to Spencer, North on Spencer to Subject Property
High School Bowsher
City Toledo
Disclosures Lead Based Paint Disclosure,Property Disclosure
High School District Toledo
Lot Size Units Acres
Lot Size Square Feet 3600
Carport Y/N false
Elementary School Marshall Stemm Academy
Property Attached Y/N false
Home Warranty Y/N false
Middle/Junior High School None
Additional Parcels Y/N false
Structure Type House
Standard Status Active
Occupancy Type Tenant
Year Built Source Public Records
Sewer_co_Public_sp_Sewer true
Utilities_co_Electricity_sp_Available true
Utilities_co_Natural_sp_Gas_sp_Available true

Interior Features

Interior Amenities Breakfast Bar
Flooring Carpet,Wood
Total Stories 1
Common Walls No Common Walls
Basement (Y/N) true
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Laundry Features In Basement
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 1
Heating-Forced Air true
Heating-Natural Gas true

Exterior Features

Parking Features Asphalt,Driveway
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.08
Foundation Details Poured Concrete
Lot Dimensions 30X120
Lot Size Acres 0.08
Road Surface Type Asphalt
Waterfront Y/N false
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Port Clinton, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Marshall Stemm Academy Elementary School
Middle School None Middle School
High School Bowsher High School

Price History

4/14/2026 Listed $99,900
8/14/2026 10% - $89,900

Property vs Zip Code Average in 43609

Price
AVG $80K
$90K
Year Built
AVG 1910
1902

Areas That We Cover

425 Spencer Street Toledo, OH is a Single Family Home for sale at $89900 with 1132 sqft and a lot size of 0.08 Acres Acre(s). 425 Spencer Street Toledo has 3 bedrooms, 1 baths and was built in 1902. The property's zip code is 43609 which is in Toledo, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Brandon Fitt

Brandon Fitt

419-896-4492

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